Enumerated values

Transaction type

Used in POST /v1/transactions and returned in transaction responses.

Value	Description
`sale`	Single-step transaction — authorizes and captures simultaneously
`auth`	Two-step authorization — requires a subsequent capture
`capture`	Captures a previously authorized transaction
`cancel`	Cancels an authorized transaction before settlement
`refund`	Refunds a captured/settled transaction
`payment`	Bank account debit — sends funds from customer to merchant
`payout`	Bank account credit — sends funds from merchant to customer/vendor

Transaction state

Returned in transaction_state on transaction responses.

Value	Description
`authorized`	Authorization received; not yet captured
`pending`	Received; requires additional action (for example, 3D-Secure)
`completed`	Funds transfer has been completed
`canceled`	Authorization has been fully reversed
`settled`	Funds have been settled to the financial institution
`failed`	Error processing the request

Response status

Returned in response_status on all responses.

Value	Description
`approved`	Request was successful
`declined`	Request was denied
`error`	An error occurred

Cancel/refund type

Used in POST /v1/transactions/{id}/cancel.

Value	Description
`cancel`	Cancel (void) the transaction before settlement
`refund`	Refund the transaction after settlement

Client type

Used in POST /v1/clients and returned in client responses.

Value	Description
`merchant`	A merchant account that processes transactions
`reseller`	A reseller that manages sub-merchants

Payment token type

Returned in type on payment token responses.

Value	Description
`card`	Credit or debit card token
`ach`	Bank account (ACH) token

Payment token status

Returned in status on payment token responses.

Value	Description
`active`	Token is verified and ready for transactions
`expired`	Card expiry date has passed
`inactive`	Token has been soft-deleted
`verification_pending`	Bank account awaiting verification
`verification_failed`	Bank account verification did not pass

Card brand

Returned in card.brand on payment method responses and used in TSYS integration card_brand.

Value	Description
`visa`	Visa
`mastercard`	Mastercard
`american_express`	American Express
`discover`	Discover
`diners_club`	Diners Club
`jcb`	JCB
`unionpay`	UnionPay
`visa_debit`	Visa Debit (TSYS integrations only)
`mastercard_debit`	Mastercard Debit (TSYS integrations only)

Card funding type

Returned in card.funding on payment method responses.

Value	Description
`credit`	Credit card
`debit`	Debit card
`prepaid`	Prepaid card
`unknown`	Funding type could not be determined

Bank account type

Used in bank_account.account_type.

Value	Description
`checking`	Checking account
`savings`	Savings account

AVS result codes

Returned in avs_result_code on transaction responses when address data is provided.

Code	Description
`a`	Street address matched; postal code did not
`b`	No address information provided, or transaction declined
`n`	Neither street address nor postal code matched
`p`	Postal code matched; street address not verified
`r`	Retry — system unavailable or timed out
`s`	AVS not supported by the issuer
`u`	Address information unavailable
`w`	9-digit ZIP matched; street address did not
`x`	Exact match — street address and 9-digit ZIP both matched
`y`	Street address and 5-digit ZIP both matched
`z`	5-digit ZIP matched; street address did not

Address check results

Returned in card.address_check on tokenization and transaction responses.

Value	Description
`match`	Address/ZIP matched
`no_match`	Address/ZIP did not match
`unavailable`	Check could not be performed
`unchecked`	Check was not requested

Industry type

Used in TSYS integration general_details.industry_type.

Value	Description
`p`	Card Present (Retail, CAT, Banking)
`e`	E-commerce
`m`	Mail Order / Telephone Order (MOTO)

Time zones

Used in admin_contact_details.time_zone and time_zone on user objects.

Value	Description
`america/los_angeles`	Pacific Time
`america/phoenix`	Mountain Standard Time (no DST)
`america/denver`	Mountain Time
`america/chicago`	Central Time
`america/new_york`	Eastern Time
`pacific/honolulu`	Hawaii Time
`america/anchorage`	Alaska Time

OTP request type

Used in POST /v1/mfa/challenges.

Value	Description
`forgot_password`	Request OTP for password reset
`2fa`	Request OTP for multi-factor authentication

Sort order

Used in query parameters for list endpoints.

Value	Description
`asc`	Ascending (oldest first)
`desc`	Descending (newest first, default)

Vericheck business type

Used in Vericheck integration onboarding.

Value	Description
`retail`	Retail
`restaurant`	Restaurant
`convenience`	Convenience
`internet`	Internet
`miscellaneous`	Miscellaneous

Vericheck corporate structure